Over the last ten years, the home equity line of credit (HELOC) and home equity markets have changed. The financial crisis strained the market, reducing the availability of equity and limiting borrower credit access. Home values fell significantly as the real estate market struggled, however the new HELOC market presents renewed opportunities. Borrowers are coming back into the market after one of the most difficult mortgage climates in recent times. Fill out the form on this page to download the complete white paper.