MORTGAGE LENDING

DataTree For Mortgage Lending Professionals

DataTree delivers a single, easy-to-use property, homeowner and mortgage  information research solution that equips mortgage professionals in every department to do more in less time, using innovations that are specifically designed to match how your teams search and work. With DataTree, you’ll have instant access to the accurate, current property-centric information required to make confident lending decisions including:

  • Property Details
  • Sales Comparables (Interactive too!)
  • Transaction history
  • Chain of Title (Direct from First American’s title plants!)
  • Lien History
  • AVM’s
  • Recorded Document Images (Over 5.5 Billion!)

DataTree makes accessing this information more powerful, intuitive and insightful than any other property-centric research solution on the market today.

DataTree Helps You Get Your Job Done.

DataTree is designed to work how you like to work helping mortgage professionals in every role get the job done easier, with speed and with the confidence of quality data. Here are just a few examples:

Marketing /Customer Acquisition

Identify prospects and create targeted lists that generate better results with DataTree’s Advanced Search Filters. You can easily export lists to Excel or other tools to manage and execute marketing campaigns.

Loan Processing & Underwriting

Confidently validate borrower-supplied information with Verified Record, along with advanced search options and real-time access to data and recorded documents. You can use the Property Detail report to verify property characteristics, the current home owner, last market sale and recent transactions on a property.

Underwriting

When reviewing an appraisal, you’ll be able to use interactive Sales Comparables to find properties similar to the subject property for collateral evaluation. Plus, the integrated map provides a visual perspective to eliminate certain comparable choices that might skew the estimated value of the property, such as proximity to a golf course or freeway. You can also choose from our selection of AVM’s to compare the appraised property value.

Loss Mitigation & Fraud

Identify potentially bad or fraudulent loan actors with the power of FlexSearch. FlexSearch unlocks all of the data contained in recorded document images by turning them into easily searchable data components. Leverage FlexSearch to reduce risk and mitigate fraud by accurately verifying asset, lien and other borrower disclosures. Plus, you can instantly order the document images that contain the information you discovered with FlexSearch.

Post-Closing

Validating a property’s value, lien holder and chain of title is easy with DataTree. The transaction history report draw upon the most comprehensive repository of public-record data and provides access to the document images related to a listed transaction. You can get historical answers you need (but couldn’t easily get before) through First American’s real-time Title Chain and Lien Report.